Terms and Conditions

Binding Legal Agreement

These Terms and Conditions constitute a legally binding agreement between you and Prism Growth governing your use of our website, services, and any materials provided through our platform. By accessing or using any part of our services, you acknowledge that you have read, understood, and agree to be bound by all terms set forth in this document.

If you do not agree with any provision of these Terms and Conditions, you must immediately discontinue use of our website and services. Your continued use following any modifications to these terms signifies your acceptance of such changes.

These Terms and Conditions should be read in conjunction with our Privacy Policy, Cookie Policy, and any other policies referenced herein, all of which form part of your agreement with Prism Growth.

User Obligations and Responsibilities

Legal Responsibilities

As a user of our website and services, you agree to the following legal responsibilities:

1. Compliance with Laws

You must comply with all applicable local, state, national, and international laws, regulations, and ordinances when using our services. This includes but is not limited to laws governing data protection, intellectual property, consumer protection, and electronic communications.

2. Accurate Information

You represent and warrant that all information you provide to us is accurate, current, and complete. You agree to promptly update such information to maintain its accuracy and completeness throughout your use of our services.

3. Business Capacity

If you are accessing our services on behalf of a business or organization, you represent that you have the authority to bind that entity to these Terms and Conditions and that such entity agrees to be responsible for your actions.

4. Age Verification

You certify that you are at least 18 years of age or have reached the age of majority in your jurisdiction. Our services are not intended for minors, and we do not knowingly collect information from individuals under 18 years of age.

Prohibited Activities and Behaviors

You expressly agree not to engage in any of the following prohibited activities:

• Using our services for any illegal, fraudulent, or unauthorized purpose
• Attempting to bypass security measures or access restricted areas of our website
• Transmitting spam, chain letters, or other unsolicited mass communications
• Impersonating another person or entity or falsely stating your affiliation
• Collecting or storing personal data about other users without consent
• Reverse engineering, decompiling, or disassembling any aspect of our services
• Introducing viruses, malware, or any harmful code to our systems

Content Guidelines and Restrictions

Any content you submit, post, or transmit through our services must adhere to the following guidelines:

• Content must be relevant, appropriate, and respectful
• You must own or have proper rights to any content you submit
• Content must not contain offensive, defamatory, or discriminatory material
• Content must not infringe on intellectual property rights of others
• Content must not contain false or misleading information

Age Restrictions and Requirements

Our services are intended for adults and business professionals. You must be at least 18 years old to use our website and services. By accessing our services, you represent that you meet this age requirement and have the legal capacity to enter into this binding agreement. If we discover that a minor has accessed our services, we will terminate their access immediately.

Liability and Warranties

Disclaimer of Warranties

IMPORTANT LEGAL NOTICE

OUR WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We make no representations or warranties regarding the accuracy, reliability, completeness, or timeliness of any content or information provided through our services. You acknowledge that your use of our website is at your sole risk and that we do not guarantee any specific results from using our services or following our recommendations.

Limitation of Liability

To the fullest extent permitted by applicable law, Prism Growth and its officers, directors, employees, agents, and affiliates shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Costs of procurement of substitute goods or services
• Damages resulting from unauthorized access to or alteration of your data
• Damages arising from delays, interruptions, or service failures

In jurisdictions that do not allow the exclusion of certain warranties or limitation of liability, our liability shall be limited to the maximum extent permitted by law. In no event shall our total liability exceed the amount paid by you for our services in the twelve months preceding the claim, if any.

Consequential Damages Exclusion

We shall not be liable for any consequential, indirect, or special damages arising from your use of our services, even if we have been advised of the possibility of such damages. This includes but is not limited to damages for lost business, lost savings, loss of data, business interruption, or any other commercial damages or losses.

Force Majeure Provisions

Prism Growth shall not be liable for any failure to perform or delay in performing our obligations under these Terms and Conditions due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, pandemics, government actions, labor disputes, telecommunications failures, power outages, or cyber attacks. During such events, our obligations shall be suspended for the duration of the force majeure circumstance.

Indemnification

Compliance with Laws and Regulations

You agree to indemnify, defend, and hold harmless Prism Growth, its officers, directors, employees, agents, affiliates, and partners from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorney fees) arising from your violation of any applicable laws or regulations while using our services.

Indemnification Obligations

Your indemnification obligations include but are not limited to claims arising from your breach of these Terms and Conditions, your violation of third-party rights (including intellectual property rights), your misuse of our services, any content you submit or transmit, and any negligent or intentional misconduct on your part.

Privacy and Data Protection

You agree to indemnify us against any claims related to your violation of privacy laws, data protection regulations, or your misuse of personal information obtained through our services. This includes compliance with GDPR, CCPA, and other applicable privacy regulations.

Third-Party Interactions

You are solely responsible for your interactions with third parties accessed through our services. We are not liable for any disputes between you and third parties, and you agree to indemnify us from any claims arising from such interactions.

Legal Information and Dispute Resolution

Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, United States, without giving effect to any principles of conflicts of law. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Miami-Dade County, Florida, for the resolution of any disputes arising from or relating to these Terms and Conditions or your use of our services.

Dispute Resolution Procedures

In the event of any dispute, controversy, or claim arising out of or relating to these Terms and Conditions, the parties agree to follow this dispute resolution procedure:

Step 1: Informal Negotiation

The parties shall first attempt to resolve the dispute through good faith negotiations. Either party may initiate negotiations by sending written notice to the other party describing the dispute and proposed resolution.

Step 2: Mediation

If the dispute cannot be resolved through negotiation within 30 days, the parties agree to participate in mediation with a mutually agreed-upon mediator before pursuing arbitration or litigation.

Step 3: Binding Arbitration

If mediation is unsuccessful, any remaining disputes shall be resolved through binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association, conducted in Miami, Florida.

Severability Clause

If any provision of these Terms and Conditions is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent. If modification is not possible, the provision shall be severed, and the remaining provisions shall continue in full force and effect.

Terms Modification Policy

We reserve the right to modify, amend, or update these Terms and Conditions at any time at our sole discretion. Material changes will be communicated through a notice on our website or via email if you have provided your email address. Changes become effective immediately upon posting unless otherwise specified. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy, Cookie Policy, and any other policies incorporated by reference, constitute the entire agreement between you and Prism Growth regarding your use of our services. This agreement supersedes all prior or contemporaneous communications, proposals, and agreements, whether oral or written, between you and us.

Contact Information